Summary
In this post, we’re talking about the compensation for families of doctors who died during COVID-19 under the Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme — it’s meant to be a real help for them. Let’s see how our medical folks are being supported, what the stats say, and why this is so important.
When COVID hit, doctors were right there on the front lines. Many died caring for people. The government created the PMGKP insurance thing to help their families. It promised ₹50 lakh for each healthcare person, including doctors, who died from COVID while doing their job.
But, responses to Right to Information (RTI) requests show that not many families have actually gotten the money.
RTI data says:
The scheme has settled 2,294 claims so far.
Only about 500 families of doctors have supposedly received money.
The Indian Medical Association (IMA) thinks about 1,600 doctors died during the first two waves.
So, it looks like less than a third of the doctors’ families have gotten what they were promised.
Basically, doctors died fighting COVID, their families were promised money, but a lot of them are still waiting.
Why this is a big deal

This money is a lifeline for families who’ve lost a doctor – a spouse, a parent, a child who loses their income when they lose the doctor. This scheme is about taking care of our own.
The Supreme Court said, “People won’t forgive us if we don’t care for our doctors and stand by them.” This shows how much we appreciate our healthcare heroes, and how the government’s actions show our thankfulness and fairness.
Main problems:
The government says they don’t keep good records of how many doctors died from COVID or how many families got money.
The rules sometimes left out private doctors who helped during COVID but weren’t officially asked to by the state. This is being looked at in court.
A 2022 RTI showed that only about 20% of the ₹50 lakh per doctor had been handed out.
What’s next: what can be done

Even with these problems, the scheme is still very useful and could make a huge difference. Here’s what could make it better:
Better info: A list of doctor deaths, claim status, and state-by-state payments could show which families are still waiting.
Clearer rules: Making sure private doctors who helped during COVID are included.
Faster payments: Families shouldn’t have to wait forever or deal with confusing steps to get the money.
If these things happen, the idea of “Powerful Relief for Heroes” can become a real thing – honoring the medical people who died and helping their families.
In the end
The PMGKP compensation for doctors’ families is more than just money – it shows how a country treats people who risked everything for everyone’s health. Right now, only around 500 families have been paid, while about 1,600 doctors died. Getting clear, fair, and fast payments is super important so India can keep its word to its healthcare heroes.
Note: All information and images used in this content are sourced from Google. They are used here for informational and illustrative purposes only.
Frequently Asked Questions (FAQ)

What does the recent RTI reveal about COVID-19 doctor compensation?
The recent RTI reveals that the government has paid compensation to only 500 families of doctors who lost their lives during the COVID-19 pandemic.
What is the total number of doctors who reportedly died due to COVID-19?
The Indian Medical Association (IMA) has estimated that nearly 1,600 doctors died during the first and second waves of the pandemic.
What is the compensation amount provided under the PMGKP scheme?
The Pradhan Mantri Garib Kalyan Package (PMGKP) offers ₹50 lakh insurance coverage to healthcare providers, including doctors, who succumbed to COVID-19.
What did the Supreme Court recently observe regarding this issue?
The Supreme Court observed that society would not forgive us if we fail to take care of our doctors and stand by them, emphasizing support for doctors even from private hospitals.
What is the total number of claims settled under the PMGKP insurance scheme?
The New India Assurance Company Ltd. reported that a total of 2,294 claims for all health workers have been settled under the scheme.
What is the total amount disbursed to date under the PMGKP scheme?
The total amount disbursed under the PMGKP insurance scheme stands at ₹1,147 crores as of June 11, 2024.
Who is responsible for disbursing the compensation?
The New India Assurance Company Ltd. has been handling claim settlements under the PMGKP scheme but has now transferred all pending and future claim files to the Ministry concerned.
What action did the insurance company take regarding pending claims?
The insurance company handed over all original PMGKP claim documents to the Ministry on June 12, 2024, and no further data is available with them as of now.
What is Dr. KV Babu’s role in this matter?
Dr. KV Babu, a Kannur-based ophthalmologist, filed the RTI seeking data on the total number of beneficiaries, the amount disbursed, and state-wise details for Delhi and Kerala.
What key issue was raised in the Supreme Court plea?
The plea before the Supreme Court raised the question of whether private doctors who died treating COVID-19 patients should also be eligible for the government’s insurance benefits.
What is the main challenge highlighted by the RTI data?
The main challenge is the lack of comprehensive government data on the total number of doctors who died due to COVID-19 and how many families have received compensation.
Why is this issue significant?
This issue is significant because it reflects the nation’s responsibility to honour and support doctors who risked and sacrificed their lives during the pandemic.






