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Bajaj Finance, a big player in Indian finance, is making headlines again in 2025. They did a couple of things on June 16, 2025: a 4:1 bonus issue and a 1:2 stock split which changed the stock price a lot. Plus, they’re giving out a nice dividend of ₹56 per share for FY25, showing they like to take care of their shareholders. With a great Q4 FY25, people are pretty excited about this stock. Let’s look closer at what these moves mean for investors and why Bajaj Finance is still a solid investment this year. The goal is growth in the long run, making it easier to trade the stock, and good returns for those who own shares. This blog post will explain why Bajaj Finance is a powerhouse in India’s money world.
What You Need to Know About the Stock Split and Bonus
What happened on June 16, 2025?
On June 16, 2025, Bajaj Finance shares started trading with the new bonus and split factored in. The price dropped a lot, almost 90%, from ₹9,331 to ₹956. But don’t worry, it’s not really a loss. It’s just how stock splits work – making the shares cheaper and easier to trade. If you owned shares on June 16, 2025, you got extra shares from both the bonus issue and the stock split, meaning you had way more shares without losing any money.
Bonus Issue: Simplified
The bonus issue, announced on April 29, 2025, was a 4:1 deal. So, if you had one share, you got four free ones. These bonus shares came from the company’s savings. This means there are way more shares out there, which is good for smaller investors. For example, if you had 10 shares, you’d get 40 more, ending up with 50.
Stock Split: Simplified
Bajaj Finance also did a 1:2 stock split, cutting the value of each share in half, from ₹2 to ₹1. That means each share turned into two. That person with 50 shares now has 100. They did something similar back in 2016, but this is still big. The bonus issue and split together turned one share into ten, making it easier to buy and sell, and getting more everyday people involved.
Why This Is Important
The main reason for the split and bonus was to make Bajaj Finance shares more affordable. Before, at over ₹9,000 each, they were too expensive for many small investors. Now that the price is around ₹956, more people can buy in, which can help the stock trade more actively. This doesn’t change the company’s overall worth, but it makes the stock more appealing.
Dividends: Extra Cash for Shareholders
Good Dividend for FY25
On top of the split and bonus, Bajaj Finance is paying out ₹56 per share for FY25. This includes a final dividend of ₹44 and a special bonus dividend of ₹12. If you owned shares before May 9, 2025, you got the bonus dividend around May 26, 2025. The final dividend went to those owning shares before May 30, 2025, paid around July 28, 2025. The dividend amount per share will be adjusted for the extra shares, so the total payout stays the same.
Why Dividends Matter
Bajaj Finance pays dividends regularly, which is a sign of good money management. The ₹56 dividend is a nice bonus for owning the stock. If you had 100 shares before all this, you’d get ₹5,600. After the split and bonus, your 1,000 shares would still get you the same amount, but spread across more shares. It’s a good way to reward investors and shows they think they’ll keep making money.
Bajaj Finance Q4 FY25: Quick Look
Good Revenue
Bajaj Finance had great numbers for the quarter ending March 31, 2025. Total revenue hit ₹18,334.15 crore, up 23.43% from last year. This is because more people wanted loans, and they were doing things efficiently. They also added 4.7 million new customers, bringing the total to 101.82 million.
Profits Up
Net profit for the quarter rose by 17.13% to ₹4,479.57 crore. It was a little less than the previous quarter, but still solid. Earnings per share were also up, showing the company is doing well.
Key Numbers
Total Revenue: ₹18,334.15 crore (up 23.43%)
Net Profit: ₹4,479.57 crore (up 17.13%)
Earnings Per Share: ₹104.04 (up 33.89%)
These numbers show Bajaj Finance is growing well, even with costs going up, making them a leader in the finance world.
What It Means for You
No Real Loss
The stock price dropping 90% on June 16, 2025, might have scared some people, but it’s just how splits work. Your total investment stays the same because you have more shares. If you had 10 shares worth ₹9,331 each, you’d end up with 100 shares worth ₹933.10 each. The total worth of the company hasn’t changed.
Easier to Trade
The split and bonus make it easier to buy and sell Bajaj Finance shares. With a lower price, more small investors can join in, which can mean more active trading. This is good because the stock used to be too expensive for many. More shares also mean it’s easier to find buyers and sellers.
Dividends Adjusted
The dividend amount per share goes down after the split, but your total dividend stays the same. So you still get the same cash back from Bajaj Finance, which is a nice bonus. They have a history of paying dividends, which makes them attractive to investors looking for income.
Good for the Future
These moves are designed to help Bajaj Finance grow over time. By making shares cheaper, they can attract more investors while keeping their business strong. Experts think the stock price could reach ₹1,100 to ₹1,500 before too long. They are also working on getting new customers and using technology to expand, which should help them grow.
Why Bajaj Finance Is Still a Good Choice in 2025
Solid Business
Bajaj Finance keeps growing, even with competition. More people want their loans, and they have a lot of different products to offer. They also have a huge customer base, which sets them up for future growth.
Good Value
As of July 10, 2025, Bajaj Finance was trading at ₹947.65. The price is a bit high compared to earnings, but that’s because people think the company will keep growing. Experts suggest buying shares when the price dips a bit.
Looking Ahead
Bajaj Finance has plans to take advantage of new trends, like green finance and new tech. This helps them stay ahead in the financial world. With the backing of the Bajaj Group, they are in a good spot to keep growing.
Experts Agree
Experts are positive about Bajaj Finance because of its strong business and how it treats shareholders. They think the stock could go up to ₹1,100 to ₹1,500. The stock has done well recently, which shows it’s popular with investors.
How to Invest Now
What to Do Soon
The stock price might jump around a bit as people get used to the new share price. Experts suggest buying shares when they dip to around ₹850–₹900.
Good for the Long Haul
If you’re investing for the long term, Bajaj Finance is still a good pick. They have a strong business, a good plan for the future, and they take care of their shareholders. The lower share price makes it easier to buy shares over time, and the dividends provide a steady income.
Bajaj Finance Stock Split, Bonus, Dividend & Q4 FY25 Summary
| Category | Details |
|---|---|
| Event Date | June 16, 2025 (Stock Split & Bonus Issue Effective) |
| Opening Price Post-Adjustment | ₹956 per share (vs. previous close of ₹9,331) |
| Bonus Issue | 4:1 Ratio (4 bonus shares for every 1 share held) |
| Stock Split | 1:2 Ratio (Each share split into 2) |
| Eligibility | Shareholders as of June 16, 2025 |
| Total Shareholding Impact | 10 shares → 100 shares (after bonus + split) |
| Final Dividend (FY25) | ₹44 per share (Record Date: May 30, Payable around July 28) |
| Special Interim Dividend | ₹12 per share (Record Date: May 9, Paid around May 26) |
| Total Dividend Payout | ₹56 per share (FY25 Total) |
Bajaj Finance Q4 FY25 Financial Highlights
| Metric | Q4 FY25 | Q3 FY25 | QoQ Change | Q4 FY24 | YoY Change |
|---|---|---|---|---|---|
| Total Revenue | ₹18,334.15 Cr | ₹17,870.52 Cr | ▲ 2.59% | ₹14,853.91 Cr | ▲ 23.43% |
| Operating Income | ₹5,503.97 Cr | ₹5,574.60 Cr | ▼ 1.27% | ₹5,034.28 Cr | ▲ 9.33% |
| Net Profit (PAT) | ₹4,479.57 Cr | ₹4,246.54 Cr | ▲ 5.49% | ₹3,824.53 Cr | ▲ 17.13% |
| Diluted EPS | ₹104.04 | ₹93.09 | ▲ 11.77% | ₹77.71 | ▲ 33.89% |
| Operating Expenses | ₹12,830.18 Cr | ₹12,295.92 Cr | ▲ 4.35% | ₹9,819.63 Cr | ▲ 30.66% |
Key Takeaways for Investors in 2025
| Advantage | Impact on Investors |
|---|---|
| Bonus + Split | Increases number of shares, enhances affordability |
| Strong Dividends | Attractive yield with ₹56 payout per share |
| Healthy Earnings Growth | 33.89% YoY EPS growth confirms profitability |
| Improved Liquidity | Post-adjustment price encourages retail participation |
| Long-Term Investment Potential | Solid fundamentals in credit growth and digital lending space |
| No Change in Intrinsic Value | Adjustment is cosmetic; overall portfolio value remains stable |
Key Points to Remember
Don’t Freak Out About the Price: It’s just a split, not a loss.
Take Advantage of Lower Prices: The stock is now easier to buy.
Focus on the Business: Bajaj Finance is still growing and making money.
Keep an Eye on Dividends: They still offer good returns.
Buy Over Time: Add shares when the price drops to get the best deal.
Conclusion
Bajaj Finance’s stock split, bonus issue, and dividends are big news for the company and its investors. These moves make the stock easier to trade, attract more investors, and reward those who stick around. With strong financial results, Bajaj Finance is still a top player in Indian finance. The new share price is a good chance to invest in a strong company with a history of growth. Whether you’re experienced or new to investing, Bajaj Finance is worth watching this year.
By staying informed and investing smart, you can make the most of Bajaj Finance’s moves and set yourself up for success in the Indian stock market.
Note: All information and images used in this content are sourced from Google. They are used here for informational and illustrative purposes only.
Frequently Asked Questions (FAQs) on Bajaj Finance Bonus, Stock Split & FY25 Performance
1. Why did Bajaj Finance share price fall by 90% on June 16, 2025?
The sharp decline to ₹956 from ₹9,331 was purely technical, due to the stock split and 4:1 bonus issue. The intrinsic value of your holdings remains the same — only the number of shares increased and the face value was adjusted.
2. What was the bonus issue ratio announced by Bajaj Finance in 2025?
Bajaj Finance declared a 4:1 bonus issue, meaning for every 1 share held, investors received 4 additional shares. This significantly boosted shareholder holdings without requiring additional investment.
3. What is the stock split ratio and how does it affect my shares?
The stock split was at a 1:2 ratio, where each existing share was split into two. Combined with the bonus issue, investors saw a 10x increase in their number of shares. For instance, 10 original shares became 100 shares after the split and bonus.
4. Am I eligible for the bonus shares if I bought Bajaj Finance after June 16?
No. To be eligible for the bonus shares, you must have held shares on or before the record date — June 16, 2025. Purchases made after that date are not entitled to bonus shares.
5. What dividends has Bajaj Finance declared for FY25?
For FY25, Bajaj Finance declared a total dividend of ₹56 per share, consisting of:
- ₹44 Final Dividend (Record Date: May 30; Payable by July 28)
- ₹12 Special Interim Dividend (Record Date: May 9; Paid around May 26)
This reflects the company’s strong cash position and shareholder focus.
6. How did Bajaj Finance perform financially in Q4 FY25?
The company reported robust performance:
- Revenue crossed ₹18,000 Cr (▲ 23.4% YoY)
- Net profit rose by 17.1% YoY
- Diluted EPS surged 33.9% YoY
This showcases strong demand, profitability, and efficient capital deployment.
7. Does the stock split and bonus dilute the value of my investment?
No. Although EPS is diluted, the overall value of your investment remains unchanged. Your shareholding increases, while the share price adjusts proportionately. It also improves stock liquidity and retail accessibility.
8. Is Bajaj Finance a good investment after this corporate action?
Yes. Bajaj Finance continues to exhibit:
- Strong earnings growth
- Healthy dividend payouts
- Expansion in loan book and AUM
Analysts believe the stock remains a long-term wealth creator in India’s high-growth lending space, especially with the adjusted price attracting new retail investors.
9. When was the last time Bajaj Finance conducted a stock split?
The previous stock split was in 2016, at a 1:5 ratio. The 2025 action marks the company’s continuing effort to make its shares more affordable and tradable.
10. How does this corporate action benefit long-term investors?
This move offers multiple benefits:
- Increased ownership units
- Better liquidity
- Affordable entry price
- Strong future prospects
These make Bajaj Finance more appealing for long-term wealth building, especially in India’s digital lending and consumer finance landscape.